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At Wineland Debt, we merge your debt into one monthly instalment. We negotiate on your behalf, with your creditors to get you the best possible repayment plan that accommodates both your budget and debt obligations.

Are you stressing about your debt?

People who are over-indebted now have an opportunity to manage their debt obligations, thanks to the National Credit Act that was passed on 2007. It makes provision for a system of debt counselling which enables you as the consumer to be proclaimed a responsible consumer.

At Wineland Debt, we merge your debt into one monthly instalment by negotiating on your behalf, with your creditors to get you a lower interest rate and consequently a lower instalment. It’s important to be realistic when negotiating a repayment plan, and therefore we ensure that your repayment plan accommodates your budget, while still being able to maintain a normal stress-free lifestyle.

In short, our aim is to help you pay off debt in a way that you can afford, as quickly as possible and at the lowest possible rate.

Whether you have received a Section 129 notice (Debt enforcement by repossession or judgement) or not, you still have 10 working days from the date you received the document to apply for Debt Counselling. It’s not too late!

Book a Free 30min Consultation

With almost half of 25.1 million credit consumers behind on payments in South Africa, debt is more common in South Africa than you think. There is thus no reason to feel ashamed when reaching out for debt help.

With Wineland Debt, you are NOT alone.

Goodbye Debt, Hello Freedom

People country wide receive debt counselling

R230 million

is paid to DEBTORS on a monthly basis

DEBTORS are paid every month

HOW WE SERVE OUR CLIENTS

It’s not just what we do, it’s how we do it

We negotiate on your behalf

We negotiate on your behalf with your creditors to get you a lower interest rate and lower instalment.

We protect you from legal action

We protect you from legal action.

We involve you in the process of paying off your debt

    We involve you in the process of paying off your debt.

We're transparent with you

We’re transparent with you during the debt review process on how your money is being spent.

We respect and protect your privacy

We respect and protect your privacy.

We treat you with compassion

We treat you with compassion and go the extra mile to help you.

Read our most common Frequently Asked Questions

TESTIMONIALS

Names have been omitted to protect the identity of our clients.

Anonymous

CLIENT 1

“Since my first meeting with Karl and his team, the stress was taken away from us. As a result of their quick actions and negotiations with creditors, we could start the process and our assets were protected. They were always willing to help and I will most definitely recommend their services.”

Anonymous

CLIENT 2

“I was embarrassed to go see them – afraid of what people would say. It is now two years later and I still have all my assets and my accounts have been settled. I don’t regret it for one day that I made the call to Karl. Financially, I still have a long way to go but at least I can sleep at night with a clear conscious.”

Anonymous

CLIENT 3

“Being unemployed for 4 months meant that I was very behind on my debt. Eventually I got a job, however it paid less than half of what I earned before. I tried for 3 months to catch up but I couldn’t do it. A few days before the bank repossessed my car, someone referred me to Wineland Debt Counsellor. Karl assured me that they will help me – they explained everything carefully and immediately started to work on the processes.”